1. Self confidence
Rich people have an innate confidence and faith in the knowledge that they are destined to be rich. They have the determination, drive and energy to keep going until they reach their goals and nothing will deter them. Giving up is not an option for rich people.

2. Prioritising their time
Rich people protect their time.

The last major world financial collapse was on Monday, October 19, 1987. This day was then referred to as Black Monday. It was the day that the Dow Jones Industrial Average plummeted over 22% and in turn, had major effects on many countries in the world. By the end of October of that year, Australia fell 41.8%, Hong Kong fell 45.8%, Canada 22.3% and the United Kingdom 26.

What a lot of people don't realise is that many fashion design businesses have started out as just a small home business. In a lot of cases these businesses would even have been started from their kitchen table or spare bedroom. The fashion business is definitely a business which could be started from home and on a very small budget.

Laura Ashley was one such designer who started her design business on her kitchen table in London.

These personal challenges can come in the guise of caring for someone who has become too ill to look after themselves and are therefore very vulnerable. You will take on this challenge with love and care for that person knowing that when the time comes and that person is no longer around, you will have done everything in your power to have made their lives as comfortable and safe as you possibly could have.

Constantly thinking of and worrying about your debt-challenge can eat away at your soul. It can make you ill - seriously ill! It is a fact that cancer can be brought on by constant worrying. It is also a fact that many people have committed suicide entirely because of their financial problems.

However, the amount of time you spend worrying could so easily be used in a more positive way.