Wealth Education Central

Tad MacPherson

Tad MacPherson is a credit specialist with years of experience assisting consumers with repairing, restoring and reestablishing their credit. Get free advice and valuable credit tools at www.yourcreditcures.com .
www.yourcreditcures.com

 Articles by this Author

The Fair and Accurate Credit Transactions Act (FACTA) of 2003 made sweeping changes to the Fair Credit Reporting Act (FCRA). On the surface some of these changes seemed like a win for consumers. Take the ANNUAL FREE CREDIT REPORT clause for example. Wow! The Credit Bureaus are actually giving away free credit reports! What a deal! Big win for us consumers, right? Wrong.

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