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				<title><![CDATA[Wealth Education Central  - Articles - Mortgage]]></title>
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				<lastBuildDate>Sat, 22 Nov 2008 11:10:01 EST</lastBuildDate>
			
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					  <title><![CDATA[Owner Builder Credit Scores and the Effect On Financing Fees]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38659/1/Owner-Builder-Credit-Scores-and-the-Effect-On-Financing-Fees/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans have become harder to find as the mortgage industry has all but done away with these highly specialized products. The owner builder programs that remain strong are using the industry titan, Fannie Mae, for rates and pricing. How does this affect you? Your loan will have higher financing fees (discount points) wrapped into it if your credit score is not strong.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Fri, 21 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38659/1/Owner-Builder-Credit-Scores-and-the-Effect-On-Financing-Fees/Page1.html</guid>
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					  <title><![CDATA[What Is An FHA Streamline Refinance?]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38656/1/What-Is-An-FHA-Streamline-Refinance/Page1.html</link>
					  <description><![CDATA[Studying mortgage refinancing is not really your ordinary person's cup of tea. Most of us would rather just go for the best solution provided without having to understand the intricacies of the solution itself. This way, we can just go on and start the process of preparing our new mortgage and closing the old one. After all, this is what FHA refinance mortgages do.]]></description>
					  <author>no@spam.com (Greg Shuey)</author>
					  <pubDate>Fri, 21 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38656/1/What-Is-An-FHA-Streamline-Refinance/Page1.html</guid>
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					  <title><![CDATA[The Concept Of Foreclosed Homes]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38628/1/The-Concept-Of-Foreclosed-Homes/Page1.html</link>
					  <description><![CDATA[If you are on a tight budget, but intend purchasing a home, start staying in the form of a family, that too, in the area loved by you, hunt for the homes which have been foreclosed off late. In other words, look out for foreclosed homes. A foreclosure can be referred to as the home lost by someone else. <BR>
<BR>
Homeowner might have been unable in terms of keeping up on mortgage payments of the lenders (like bank), and they, in turn, took over property.]]></description>
					  <author>no@spam.com (Charles Bretz)</author>
					  <pubDate>Fri, 21 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38628/1/The-Concept-Of-Foreclosed-Homes/Page1.html</guid>
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					  <title><![CDATA[Four Different Types of Mortgages]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38622/1/Four-Different-Types-of-Mortgages/Page1.html</link>
					  <description><![CDATA[There are many different types of mortgages, and each one has its own specific benefits.  Not every person in this world has a complete understanding of complicated subjects such as mortgages, so it can be helpful to have a better idea of what kinds of mortgages are available.  Following are five types of mortgages that may suit your individual needs.]]></description>
					  <author>no@spam.com (Wendy Moyer)</author>
					  <pubDate>Thu, 20 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38622/1/Four-Different-Types-of-Mortgages/Page1.html</guid>
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					  <title><![CDATA[Be One Step Ahead With A Mortgage Calculator]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38577/1/Be-One-Step-Ahead-With-A-Mortgage-Calculator/Page1.html</link>
					  <description><![CDATA[Contrary to what some people believe, mortgage is not debt. Rather, it is the transfer of a landowners interest in land to the lender, when the former avails a mortgage loan. If you are seriously considering getting a mortgage loan, keep in mind that you are pledging your house/land as a collateral for that loan. <BR>
<BR>
With that said, you can stand to lose your property if you fail to pay off your mortgage loan.]]></description>
					  <author>no@spam.com (Corey Palmer)</author>
					  <pubDate>Thu, 20 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38577/1/Be-One-Step-Ahead-With-A-Mortgage-Calculator/Page1.html</guid>
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					  <title><![CDATA[How To Secure A Bankruptcy Mortgage]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38565/1/How-To-Secure-A-Bankruptcy-Mortgage/Page1.html</link>
					  <description><![CDATA[Obtaining a bankruptcy mortgage can really worry many debtors. However now-a-days it is not a thing to be worried about. There are many lenders who will offer you this loan. Bankruptcy may sound so as if it is the end of the world but for some people it is a blessing in disguised. They can come clean and start again from the scratch. <BR>
<BR>
Before, getting a mortgage approved after bankruptcy was like climbing a huge mountain, but now as the percentage of people filing for bankruptcy has increase incredibly the lenders have also changed their mind.]]></description>
					  <author>no@spam.com (Charles Bretz)</author>
					  <pubDate>Thu, 20 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38565/1/How-To-Secure-A-Bankruptcy-Mortgage/Page1.html</guid>
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					  <title><![CDATA[The Fall of the Owner Builder Construction Loan]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38535/1/The-Fall-of-the-Owner-Builder-Construction-Loan/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans have not been immune from the pains within the mortgage industry over the last couple of years. In fact, there have recently been some major changes within the world of owner builder construction financing that are worth examining. It's time to take stock and fully assess your current options for the new realities of today's market.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Wed, 19 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38535/1/The-Fall-of-the-Owner-Builder-Construction-Loan/Page1.html</guid>
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					  <title><![CDATA[House Prices Continue To Fall - A Light At The End Of The Tunnel?]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38497/1/House-Prices-Continue-To-Fall---A-Light-At-The-End-Of-The-Tunnel/Page1.html</link>
					  <description><![CDATA[House prices dropped another 2.2% in October this year, according to the Halifax, contributing to a 13.7% drop over the last 12 months. This means the average UK home now costs 168, 176 pounds, nearly 30k than exactly a year ago.<BR>
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House prices are now back to the level they were in October 2005, and conditions remain challenging because of economic conditions and the shortage of mortgages being offered by financial institutions, particularly for first-time buyers.]]></description>
					  <author>no@spam.com (john mce)</author>
					  <pubDate>Wed, 19 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38497/1/House-Prices-Continue-To-Fall---A-Light-At-The-End-Of-The-Tunnel/Page1.html</guid>
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					  <title><![CDATA[A Guide To Buying New Flats In The UK]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38486/1/A-Guide-To-Buying-New-Flats-In-The-UK/Page1.html</link>
					  <description><![CDATA[The trouble with the financial market today is that people generally do not know what to do with their money, especially those who have not yet found the chance to place their foot on the property market. Many young people in their early to mid twenties are only to hesitant to make this move, because they feel putting their eggs in one basket may put them at a much higher risk of losing it all! Though it may seem that some of us are approaching this fact in trepidation, there is some light that sheds through the dark tunnel of the unknown future.]]></description>
					  <author>no@spam.com (Anna Stenning)</author>
					  <pubDate>Tue, 18 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38486/1/A-Guide-To-Buying-New-Flats-In-The-UK/Page1.html</guid>
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					  <title><![CDATA[Secondary Market Halts Jumbo Reverse Mortgages]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38451/1/Secondary-Market-Halts-Jumbo-Reverse-Mortgages/Page1.html</link>
					  <description><![CDATA[The last jumbo or proprietary reverse mortgage lender in the market just announced today that they are suspending their jumbo reverse mortgage program.  <BR>
<BR>
Their official announcement came out at 5:00 tonight stating that any loans in their pipeline must close by November 26, 2008 or the loans would have to be changed to the government Home Equity Conversion Mortgage (HECM or Heck-um) reverse mortgage program.]]></description>
					  <author>no@spam.com (Michael Branson)</author>
					  <pubDate>Tue, 18 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38451/1/Secondary-Market-Halts-Jumbo-Reverse-Mortgages/Page1.html</guid>
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