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				<title><![CDATA[Wealth Education Central  - Articles - ]]></title>
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					  <title><![CDATA[Odd-Ball Holidays: A Different Way to Market Your Product]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/40503/1/Odd-Ball-Holidays-A-Different-Way-to-Market-Your-Product/Page1.html</link>
					  <description><![CDATA[It's the holiday season once again. While most of your competitors are bumping up their marketing, you should find a smarter way to get noticed. My office provides owner builder construction loans - a small fish in a large construction financing ocean. The only chance we have of getting noticed is by being different and wacky - focusing on odd-ball holidays to send out our marketing pieces.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Sat, 20 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/40503/1/Odd-Ball-Holidays-A-Different-Way-to-Market-Your-Product/Page1.html</guid>
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					  <title><![CDATA[Holiday Shopping for Owner Builder Loans: The Features Your Financing Must Have]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/40409/1/Holiday-Shopping-for-Owner-Builder-Loans-The-Features-Your-Financing-Must-Have/Page1.html</link>
					  <description><![CDATA[Happy Holidays. It's that time of year again. Holiday season not only means shopping for stocking stuffers. It's also the time of year when people start planning their construction projects to be able to begin building in the spring. Here's a list of features your owner builder construction loan must have to make your shopping easier.<BR>
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There are a wide variety of construction loan choices out there.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Thu, 18 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/40409/1/Holiday-Shopping-for-Owner-Builder-Loans-The-Features-Your-Financing-Must-Have/Page1.html</guid>
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					  <title><![CDATA[The Latest Owner Builder Home Improvement Loan]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/40188/1/The-Latest-Owner-Builder-Home-Improvement-Loan/Page1.html</link>
					  <description><![CDATA[Home improvement loans are gaining popularity as more people opt to fix up their homes in today's economy instead of buying or building new houses. And, saving money during the renovation is more important than ever. The latest twist in the mortgage industry's home improvement niche allows you to manage the process yourself as an owner builder and cut out the costs of a general contractor.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Mon, 15 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/40188/1/The-Latest-Owner-Builder-Home-Improvement-Loan/Page1.html</guid>
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					  <title><![CDATA[Is An Owner Builder Loan Recession Proof?]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/39799/1/Is-An-Owner-Builder-Loan-Recession-Proof/Page1.html</link>
					  <description><![CDATA[Certainly owner builder construction loans have changed over the last couple of years in response to the tightening of the mortgage industry's metaphorical belt.  However, there are still some good owner builder construction loans available today. And, the main features of owner builder construction may make it a winner regardless of the current state of the economy.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Tue, 09 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/39799/1/Is-An-Owner-Builder-Loan-Recession-Proof/Page1.html</guid>
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					  <title><![CDATA[The Best Way to Lock In Your Permanent Interest Rate as an Owner Builder]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/39605/1/The-Best-Way-to-Lock-In-Your-Permanent-Interest-Rate-as-an-Owner-Builder/Page1.html</link>
					  <description><![CDATA[All construction-to-permanent loans, especially owner builder loans, have two sets of interest rates - one rate during construction and one permanent mortgage rate once you are done building. If an owner builder can find a way to lock the permanent mortgage rate now, prior to construction, he can save a lot of money over the next 30 years.<BR>
<BR>
For an owner builder to lock in an interest rate on the permanent mortgage prior to even beginning construction on the home, it would be a great advantage.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Thu, 04 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/39605/1/The-Best-Way-to-Lock-In-Your-Permanent-Interest-Rate-as-an-Owner-Builder/Page1.html</guid>
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					  <title><![CDATA[Who Should Be an Owner Builder in Today's Economy]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/39413/1/Who-Should-Be-an-Owner-Builder-in-Todays-Economy/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans are specifically designed for borrowers who wish to take on the construction of their own homes without having to hire a general contractor. In this way, the owner builder not only saves a lot of money but also gets a greater amount of control in the outcome and specifications of his home. <BR>
<BR>
Unfortunately, many people are confused about the true role of the owner builder.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Tue, 02 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/39413/1/Who-Should-Be-an-Owner-Builder-in-Todays-Economy/Page1.html</guid>
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					  <title><![CDATA[Income Documentation for Self-Employed Borrowers of Owner Builder Construction Loans]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/39329/1/Income-Documentation-for-Self-Employed-Borrowers-of-Owner-Builder-Construction-Loans/Page1.html</link>
					  <description><![CDATA[]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Sat, 29 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/39329/1/Income-Documentation-for-Self-Employed-Borrowers-of-Owner-Builder-Construction-Loans/Page1.html</guid>
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					  <title><![CDATA[Ten Questions You Should Ask About Your Owner Builder Construction Loan]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/39126/1/Ten-Questions-You-Should-Ask-About-Your-Owner-Builder-Construction-Loan/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans have not been immune to all of the changes that have occurred over the last couple of years in the mortgage industry. With all of the turbulence, a borrower must ask more questions now than ever before. So, if you want to be an owner builder, here is a list of ten questions you need to ask about your construction loan.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Wed, 26 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/39126/1/Ten-Questions-You-Should-Ask-About-Your-Owner-Builder-Construction-Loan/Page1.html</guid>
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					  <title><![CDATA[Owner Builder Credit Scores and the Effect On Financing Fees]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38659/1/Owner-Builder-Credit-Scores-and-the-Effect-On-Financing-Fees/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans have become harder to find as the mortgage industry has all but done away with these highly specialized products. The owner builder programs that remain strong are using the industry titan, Fannie Mae, for rates and pricing. How does this affect you? Your loan will have higher financing fees (discount points) wrapped into it if your credit score is not strong.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Fri, 21 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38659/1/Owner-Builder-Credit-Scores-and-the-Effect-On-Financing-Fees/Page1.html</guid>
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					  <title><![CDATA[The Fall of the Owner Builder Construction Loan]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/38535/1/The-Fall-of-the-Owner-Builder-Construction-Loan/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans have not been immune from the pains within the mortgage industry over the last couple of years. In fact, there have recently been some major changes within the world of owner builder construction financing that are worth examining. It's time to take stock and fully assess your current options for the new realities of today's market.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Wed, 19 Nov 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/38535/1/The-Fall-of-the-Owner-Builder-Construction-Loan/Page1.html</guid>
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