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				<title><![CDATA[Wealth Education Central  - Articles - ]]></title>
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					  <title><![CDATA[Loan Modification Options-Things You Should Know!]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/35491/1/Loan-Modification-Options-Things-You-Should-Know/Page1.html</link>
					  <description><![CDATA[The Loan Modification options provides for either a permanent change in one or more of the terms of a mortgagor's loan, which allows a loan to be reinstated and results in a payment the mortgagor can afford. Find out if you are eligible and the procedures by reviewing this helpful information published by the U.S Department of Housing and Urban Development.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Thu, 18 Sep 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/35491/1/Loan-Modification-Options-Things-You-Should-Know/Page1.html</guid>
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					  <title><![CDATA[The Good, The Bad, And The Non-Performing Mortgages!]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/34179/1/The-Good-The-Bad-And-The-Non-Performing-Mortgages/Page1.html</link>
					  <description><![CDATA[A non-performing loan is a loan that is in default or close to being in default. Many loans become non-performing after being in default for 3 months, but this can depend on the contract terms.<BR>
<BR>
"A loan is nonperforming when payments of interest and principal are past due by 90 days or more, or at least 90 days of interest payments have been capitalized, refinanced or delayed by agreement, or payments are less than 90 days overdue, but there are other good reasons to doubt that payments will be made in full"<BR>
<BR>
What is secured debt?<BR>
 <BR>
Debt backed or secured by collateral to reduce the risk associated with lending.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Wed, 27 Aug 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/34179/1/The-Good-The-Bad-And-The-Non-Performing-Mortgages/Page1.html</guid>
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					  <title><![CDATA[Loan Modification Help-What Is The Best Way To Get My Loan Modified]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/32307/1/Loan-Modification-Help-What-Is-The-Best-Way-To-Get-My-Loan-Modified/Page1.html</link>
					  <description><![CDATA[Stated income home loans are now a thing of the past as Fannie Mae and Freddie Mac suffer with more defaults. Now consumers must qualify with full documentation and won't be able to qualify due to debt to income ratios. This will affect over 70% of California and Florida homeowners needing to refinance their adjustable rate mortgage as well as many more across the country.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Fri, 25 Jul 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/32307/1/Loan-Modification-Help-What-Is-The-Best-Way-To-Get-My-Loan-Modified/Page1.html</guid>
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					  <title><![CDATA[The Many Misconceptions About Mortgages]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/31258/1/The-Many-Misconceptions-About-Mortgages/Page1.html</link>
					  <description><![CDATA[There are many misconceptions about mortgages which I hope this article will put right. Often referred to as a mortgage home loan, they are not a loan in the traditional meaning of the word. There are three terms that you need to learn that are used: the first is mortgagor (the property owner), the mortgagee (the company that takes on the security for the property) and the mortgage (the contract to pay between the two).]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Sat, 05 Jul 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/31258/1/The-Many-Misconceptions-About-Mortgages/Page1.html</guid>
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					  <title><![CDATA[What Mortgage Home Loans Really Are]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/30888/1/What-Mortgage-Home-Loans-Really-Are/Page1.html</link>
					  <description><![CDATA[This article is hopefully going to explain many of the things people believe about mortgages that are actually false.The most important thing you must realize about a mortgage is that what you believe it to be is actually wrong. For one thing, although we commonly call them Mortgage home loans, this is not at all what they actually are; in fact, they aren't loans at all, nor are they something that has been given to you by lenders.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Sun, 29 Jun 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/30888/1/What-Mortgage-Home-Loans-Really-Are/Page1.html</guid>
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					  <title><![CDATA[Mortgage Home Loans Are Not Actual Loans]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/30744/1/Mortgage-Home-Loans-Are-Not-Actual-Loans/Page1.html</link>
					  <description><![CDATA[If you were to be asked to describe and give a definition for the word mortgage, would you be able to, because it is surprising how few people know what they really are. For instance, they are often referred to as a Mortgage Home Loans but they aren't actually loans in the traditional sense of the word. There are three terms that you need to learn that are used: the first is mortgagor (the property owner), the mortgagee (the company that takes on the security for the property) and the mortgage (the contract to pay between the two).]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Fri, 27 Jun 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/30744/1/Mortgage-Home-Loans-Are-Not-Actual-Loans/Page1.html</guid>
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					  <title><![CDATA[What Your Mortgage Actually Is]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/30741/1/What-Your-Mortgage-Actually-Is/Page1.html</link>
					  <description><![CDATA[Despite increasing numbers of the population having a mortgage, it is amazing how few people actually know what they are and how they work.This article is hopefully going to explain many of the things people believe about mortgages that are actually false. The first thing to put straight is that it is not a loan, although they are normally referred to as a mortgage home loan.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Fri, 27 Jun 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/30741/1/What-Your-Mortgage-Actually-Is/Page1.html</guid>
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					  <title><![CDATA[Lowering Credit Card Debt]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/26665/1/Lowering-Credit-Card-Debt/Page1.html</link>
					  <description><![CDATA[It was only a matter of time before the number of people experiencing credit card debt would increase; this increase is due in part to the ease with which cards can be applied for, and issued. The problem is it is just too easy to spend money but now people are looking for ways to try and pay off the thousands they owe to the finance companies. The best way to salvage this situation would be to opt for credit card debt relief.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Thu, 17 Apr 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/26665/1/Lowering-Credit-Card-Debt/Page1.html</guid>
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					  <title><![CDATA[Is Debt Consolodation The Right Thing To Do?]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/26661/1/Is-Debt-Consolodation-The-Right-Thing-To-Do/Page1.html</link>
					  <description><![CDATA[Not only are people with high levels of debt miserable but they will also often ignore the problem in the hope it will go away; certain options exist but you must first take some control of the money that is being spent. If you are in this situation then you need to sort out some form of debt relief immediately. To avoid the situation worsening it is important to manage your money carefully and eliminate debt as early as you can.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Thu, 17 Apr 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/26661/1/Is-Debt-Consolodation-The-Right-Thing-To-Do/Page1.html</guid>
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					  <title><![CDATA[Credit Card Debt How To Get Out Once And For All]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/26366/1/Credit-Card-Debt-How-To-Get-Out-Once-And-For-All/Page1.html</link>
					  <description><![CDATA[The number of people falling into the credit card debt trap on account of indiscriminate use is on the increase; making repayments is becoming difficult for a large number of people. When you owe thousands of dollars then you need to seriously consider ways to pay off the debt before it gets too late. The best way to salvage this situation would be to opt for credit card debt relief.]]></description>
					  <author>no@spam.com (Anthony Dean)</author>
					  <pubDate>Fri, 11 Apr 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/26366/1/Credit-Card-Debt-How-To-Get-Out-Once-And-For-All/Page1.html</guid>
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