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				<title><![CDATA[Wealth Education Central  - Articles - ]]></title>
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					  <title><![CDATA[Subprime Loans - Playing Against the House]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/40850/1/Subprime-Loans---Playing-Against-the-House/Page1.html</link>
					  <description><![CDATA[A decade ago subprime mortgages were an alternative for borrowers who did not fit standard guidelines.  Maybe they just started a new business or had some past credit problems.  These borrowers paid a high interest rate or put more money down to compensate the lender for making a risky loan.  Private investors who would accept higher risk for higher returns funded these loans.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Tue, 30 Dec 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/40850/1/Subprime-Loans---Playing-Against-the-House/Page1.html</guid>
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					  <title><![CDATA[Seven Ways to Help Sell Your Home]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/35821/1/Seven-Ways-to-Help-Sell-Your-Home/Page1.html</link>
					  <description><![CDATA[In a slower real estate market, sellers cannot afford to ignore any part of the marketing process.  Price, preparation, and presentation must be excellent in order to attract a buyer.  The price must be set realistically.  Preparation should include fresh paint, de-cluttering, updated floor materials, and no glaring repair needs.  And, presentation should be meticulous, with drapes open, lights on, lawn mowed, and interior cleaned.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Wed, 24 Sep 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/35821/1/Seven-Ways-to-Help-Sell-Your-Home/Page1.html</guid>
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					  <title><![CDATA[Questions to Ask Before Buying a Duplex Condo]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/35693/1/Questions-to-Ask-Before-Buying-a-Duplex-Condo/Page1.html</link>
					  <description><![CDATA[Condominium is a form of ownership of real estate.  In this type of ownership the owner has individual title to the air space inside the unit, plus an undivided interest in the buildings and land.  <BR>
<BR>
Condominium ownership is guided by a set of declarations that are written at the time of creation of the development.  This document outlines how the condo will be governed and maintained.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Mon, 22 Sep 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/35693/1/Questions-to-Ask-Before-Buying-a-Duplex-Condo/Page1.html</guid>
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					  <title><![CDATA[Should You Pay Off Your Mortgage?]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/24750/1/Should-You-Pay-Off-Your-Mortgage/Page1.html</link>
					  <description><![CDATA[About five years ago we worked with some clients coming to Austin, Texas, from California.  I was a little shocked by their choice of mortgage - a 100%, interest-only loan.  At the risk of sounding a little backwater, I asked them, Why would you not want to pay off your loan? Their answer was, We both have MBA's. I assumed that meant that they were better informed than I.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Fri, 21 Mar 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/24750/1/Should-You-Pay-Off-Your-Mortgage/Page1.html</guid>
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					  <title><![CDATA[The Best Laid Plans of Mice & Men...]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/24747/1/The-Best-Laid-Plans-of-Mice--Men/Page1.html</link>
					  <description><![CDATA[My clients were the kind of folks who plan carefully.  Their home had been staged to perfection.  Lights on.  Cookies on the counter.   A  contract was received just in time.  Everything went smoothly.  Closing was set for Friday morning<BR>
<BR>
On a Wednesday afternoon I received an urgent call.  Their movers were supposed to arrive that morning.  It was now mid-afternoon, and the movers had just shown up with a truck that was too small for the job.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Fri, 21 Mar 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/24747/1/The-Best-Laid-Plans-of-Mice--Men/Page1.html</guid>
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					  <title><![CDATA[Real Estate Negotiation:  Best Strategies]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/16968/1/Real-Estate-Negotiation--Best-Strategies/Page1.html</link>
					  <description><![CDATA[An important part of our job as Realtors is to help our clients negotiate for the best deal on a house.  Your confidence and professionalism in this area will make your service memorable to your clients.  Here are some strategies to help you guide your clients through the negotiation process. <BR>
<BR>
1. Constantly re-establish trust.  <BR>
Establishing trust between the parties is the most important strategy in any negotiation.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Wed, 31 Oct 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/16968/1/Real-Estate-Negotiation--Best-Strategies/Page1.html</guid>
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					  <title><![CDATA[It's Back to the Future for Real Estate]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/15611/1/Its-Back-to-the-Future-for-Real-Estate/Page1.html</link>
					  <description><![CDATA[The serious decline in housing sales in many parts of the country is well documented.  This downturn was preceded by several years of rising home prices in many areas.  In some cases, prices rose beyond levels that were supported by local salaries, and were clearly not sustainable.  The driving force that fueled the rise in home prices was the availability of low interest money.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Fri, 12 Oct 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/15611/1/Its-Back-to-the-Future-for-Real-Estate/Page1.html</guid>
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					  <title><![CDATA[Real Estate Ads - Writing Tips We Need to Know]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/14605/1/Real-Estate-Ads---Writing-Tips-We-Need-to-Know/Page1.html</link>
					  <description><![CDATA[As Realtors, a routine part of our job is to write ad copy for newspapers, brochures and internet sites.  Our goal is to create a favorable sense of the property and intrigue a potential buyer.  However, it is easy to cross the line into false statements or discriminatory language.  Although we may not intend to write discriminatory text, some of the language that we casually use may be interpreted that way.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Tue, 04 Sep 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/14605/1/Real-Estate-Ads---Writing-Tips-We-Need-to-Know/Page1.html</guid>
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					  <title><![CDATA[Home Seller - Make Needed Repairs]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/12404/1/Home-Seller---Make-Needed-Repairs/Page1.html</link>
					  <description><![CDATA[Before a buyer considers your home seriously, it must meet his needs in many ways. It must be a suitable neighborhood, commuting distance, size, layout, etc. If most of these needs are met, the buyer will move toward making an offer for your home. The purchase decision is an emotional and intellectual response, based on a level of trust in your home.]]></description>
					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Mon, 23 Jul 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/12404/1/Home-Seller---Make-Needed-Repairs/Page1.html</guid>
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					  <title><![CDATA[Home Seller:  Estimating Your Market Value]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/504/1/Home-Seller--Estimating-Your-Market-Value/Page1.html</link>
					  <description><![CDATA[The simple truth is that the market value of your home is what a buyer is willing to pay. An estimate of your home's value is a prediction of what most buyers would be willing to pay at a given time. This prediction requires a close look at two factors: recent home sales in your area, and an assessment of the real estate market. Pricing correctly is fundamental to a successful outcome in the sale of your home. 
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					  <author>no@spam.com (Roselind Hejl)</author>
					  <pubDate>Tue, 17 Jul 2007 14:40:21 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/504/1/Home-Seller--Estimating-Your-Market-Value/Page1.html</guid>
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