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					  <title><![CDATA[Who or What is Responsible for the Sub-Prime Loan Debacle?]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/26256/1/Who-or-What-is-Responsible-for-the-Sub-Prime-Loan-Debacle/Page1.html</link>
					  <description><![CDATA[There has been much ink spent lately on the problems in the housing market. Talk of people losing their homes because of bad loans, dishonest mortgage lenders and poor planning are rampant in most any paper you pick up today. <BR>
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In fact, much of the blame has been heaped on those exotic mortgage instruments and their misuse. People who are marginal borrowers (what we call the sub-prime market) have often been the subject of these stories and will be the ones most at risk from the changes that have already occurred and those yet to come.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Thu, 10 Apr 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/26256/1/Who-or-What-is-Responsible-for-the-Sub-Prime-Loan-Debacle/Page1.html</guid>
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					  <title><![CDATA[The Tax Problem No One is Telling You About]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/18390/1/The-Tax-Problem-No-One-is-Telling-You-About/Page1.html</link>
					  <description><![CDATA[You have been saving diligently now for many years, looking forward to the day, not too far down the road, when you can retire and begin living off those hard saved dollars. You have done everything the gurus and planners have told you to do. You have used the vehicles they suggested, invested in the products they sold and taken advantage of every tax saving idea you have read about.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Fri, 16 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/18390/1/The-Tax-Problem-No-One-is-Telling-You-About/Page1.html</guid>
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					  <title><![CDATA[Expectations versus Reality in Retirement]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/18382/1/Expectations-versus-Reality-in-Retirement/Page1.html</link>
					  <description><![CDATA[As we baby boomers approach retirement many of us have started to take a much closer look at what we will need in the form of assets if we are to live to the age of 80 and beyond. Most of us have been very focused on accumulation of assets up to this point and may not have stopped to consider what the future outcomes might look like.<BR>
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We all have had expectations of what our accounts might look like and some of us have had those expectations dashed by market corrections or other financial setbacks.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Fri, 16 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/18382/1/Expectations-versus-Reality-in-Retirement/Page1.html</guid>
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					  <title><![CDATA[25 Tips for Successful Money Management]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/17677/1/25-Tips-for-Successful-Money-Management/Page1.html</link>
					  <description><![CDATA[Are you ready to get on track to Health, Wealth and Well-being and access your abundance? The first step is to understand that there are three basic ways to make money: you can trade your time for money (it's called a job), invest your money, or leverage yourself (build a business). If prosperity is what you are after, here are 25 tips to get you started.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Wed, 07 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/17677/1/25-Tips-for-Successful-Money-Management/Page1.html</guid>
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					  <title><![CDATA[Looking Forward to Create a Sound Financial Future]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/17676/1/Looking-Forward-to-Create-a-Sound-Financial-Future/Page1.html</link>
					  <description><![CDATA[In the 6th century BC, Aesop gave us a timeless moral in The Ant and The Grasshopper: "It is thrifty to prepare today for the wants of tomorrow."  In the early twentieth century, Italian writer Luigi Pirandello gave us more food for thought for our preparations: "Whatever is a reality today, whatever you touch and believe in and that seems real for you today, is going to be - like the reality of yesterday - an illusion tomorrow.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Wed, 07 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/17676/1/Looking-Forward-to-Create-a-Sound-Financial-Future/Page1.html</guid>
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					  <title><![CDATA[Designing a New Paradigm for Financial Planning]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/17669/1/Designing-a-New-Paradigm-for-Financial-Planning/Page1.html</link>
					  <description><![CDATA[We have planned our retirements pretty much the same way for the last 30 years but maybe it is time to design a new paradigm for the future. <BR>
<BR>
What do we mean by the word paradigm? The dictionary defines a paradigm as a set of assumptions, concepts, values, and practices that constitutes a way of viewing reality for the community that shares them, especially in an intellectual discipline.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Wed, 07 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/17669/1/Designing-a-New-Paradigm-for-Financial-Planning/Page1.html</guid>
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					  <title><![CDATA[25 Keys to Getting What You Want]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/17012/1/25-Keys-to-Getting-What-You-Want/Page1.html</link>
					  <description><![CDATA[Like most people you probably want to make a difference. There is something you dream of doing, something that will leave a mark in the universe, if only you had that trait, ability, bank account or thing, then you could have the impact you desire. <BR>
There are many things you want and have wanted in your life. Some of them you got while others you did not.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Thu, 01 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/17012/1/25-Keys-to-Getting-What-You-Want/Page1.html</guid>
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					  <title><![CDATA[25 Tips for Debt Reduction]]></title>
					  <link>http://www.wealtheducationcentral.com/articles/17009/1/25-Tips-for-Debt-Reduction/Page1.html</link>
					  <description><![CDATA[Do you shuffle bills from month to month deciding which one needs to paid first? Is there unopened mail sitting on the counter? Has the checking account never been balanced? Are you always borrowing a few bucks from family and friends? Do you write checks but then forget to mail them? If any of these questions hit home for you then you need this information.]]></description>
					  <author>no@spam.com (Marc Cram)</author>
					  <pubDate>Thu, 01 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://www.wealtheducationcentral.com/articles/17009/1/25-Tips-for-Debt-Reduction/Page1.html</guid>
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